Worth reading
Plain-English guides.
Australian business finance, minus the jargon. 89 pieces and counting — covering asset finance, invoice finance, commercial property, working capital and what lenders actually look for.
All articles
Browse the archive — page 3.
BUSINESS FINANCE
How Australian Lenders Assess Self-Employed Income
Lender approaches to self-employed income vary widely. The same applicant can be approved at one bank and declined at another, on identical numbers.
PERSONAL FINANCE
Personal Loan vs. Credit Card: A Practical Comparison
Two different products that solve different problems. The wrong choice costs you a few thousand dollars over a couple of years.
BUSINESS FINANCE
Business Finance Options for Australian SMEs
Eight products compared. When working capital beats an overdraft. When chattel mortgage beats a lease.
BUSINESS FINANCE
Vehicle Finance Options for Sole Traders
Chattel mortgage, lease, hire purchase, novated lease — four products that look similar and behave very differently for a sole trader.
PERSONAL FINANCE
Why Your Quote Looks Different from the Comparison Rate
Comparison rates are designed for ranking products. They are not designed to predict your actual quote — and they are calculated against a fictional borrower.
BUSINESS FINANCE
Cashflow Forecasting for Small Business Loans
A 90-day rolling cashflow is the single document that decides whether your working-capital facility application moves to credit approval.
BUSINESS FINANCE
5 Terrific Businesses You Can Do From Home
Five home-business ideas for Australian entrepreneurs, with guidance on transitioning from employment to self-employment.
BUSINESS FINANCE
Business Opportunities in Australia with Limited Capital
Seven low-capital business ideas for Australian entrepreneurs, from online retail to cleaning services.
BUSINESS FINANCE
Important Aspects of Business Equity
Business equity is the difference between assets and liabilities, and can be leveraged to raise capital for expansion.
BUSINESS FINANCE
6 Easy Ways to Get Out Of Business Debt
Strategies for managing business debt including prioritising repayments, boosting sales, cutting expenses, and negotiating with creditors.
BUSINESS FINANCE
5 Benefits of Secured Business Loans
Secured loans offer lower interest rates, larger borrowing amounts, credit score improvement, and greater financial flexibility.
BUSINESS FINANCE
Business Brokers in Brisbane
Guide to selecting qualified business brokers in Brisbane based on experience, reputation, fees, and listings.
BUSINESS FINANCE
How to Get a Business Loan Without Collateral
Six strategies for securing unsecured startup business loans when you lack collateral or assets.
BUSINESS FINANCE
Small Business Invoice Factoring
Invoice factoring helps small businesses maintain cash flow by providing quick access to funds against outstanding invoices from creditworthy clients.
BUSINESS FINANCE
Things to Consider About No Document Business Loans
Essential factors for obtaining low-doc business loans: solid business plan, credit score, cash flow, and clear loan purpose.
BUSINESS FINANCE
Online Business Banking: Reasons for its Popularity
Online business banking enables fast, secure account management without visiting physical branches, offering 24/7 access and paperless statements.
BUSINESS FINANCE
How Do Business Loans Work?
Understanding business loans requires careful consideration of your borrowing needs, repayment strategy, and fund allocation before approaching lenders.
BUSINESS FINANCE
What You Need to Consider About Online Business Loans
Key considerations for online business loans: clarifying purpose, meeting lender criteria, and selecting the right loan type.
BUSINESS FINANCE
Invoice Based Financing for Small Business
Invoice financing allows businesses to sell unpaid invoices for immediate cash access, typically 70 to 90% of invoice value, without requiring asset collateral.
BUSINESS FINANCE
5 Fantastic Guides for Mums in Business
Five practical guides to help mothers in business succeed while managing both family life and entrepreneurship.
BUSINESS FINANCE
Where to Get Money to Buy a Business
Four financing alternatives for purchasing an existing business: SBA-style loans, conventional term loans, friends and family funding, and startup loans.
BUSINESS FINANCE
Options to Consider When Comparing Business Loans
Key factors when comparing business loans: interest rates, terms, collateral requirements, and lender types.
BUSINESS FINANCE
Important Facts About Business Car Loans
Guide to business car loan eligibility, application steps, and required documentation for Australian small businesses.
BUSINESS FINANCE
What You Need to Know About Business Assets
Business assets are items of value owned by a business that help maintain financial health and can secure funding for expansion.