Bridging and private finance

Bridging finance is short-term funding that bridges a defined gap, repaid from a known source such as the sale of an asset or longer-term finance taking over. A caveat loan is a fast, short-term loan secured by a caveat over property, used when speed matters most - a specialised tool with a higher cost, suited to genuinely short-term needs with a clear exit. Private lending is funding from non-bank and private lenders who can take a more commercial, case-by-case view than a mainstream bank.

These are powerful tools used in the right situation, and expensive ones used in the wrong situation. The single most important thing with short-term finance is a clear, realistic exit: how and when it gets repaid. The private and non-bank market is opaque and varied, and it is not somewhere to go alone. We know the credible lenders, structure the deal with a clear exit, and tell you honestly when bridging or private finance is not the right answer.