About Vendor Finance

Cashtech’s vendor finance products helps you grow your business by financing you so you can easily make purchases from your vendors. We make it so that you do not have to pay cash upfront which means a more sustainable and manageable cash flow for you.

Hair Salon

A hip hair salon in NSW run by an industry leading stylist has used small business loans over the past three years to expand and grow. Unsecured finance has been used to add basins and chairs, build a new website and run a marketing campaign, new street signage and more recently $15k was borrowed to stock up for the busy Christmas part season, and then re-stock after its successful completion. The business continues to build momentum, with a steady increase in clientele, amazing reviews on social media and revenue – and the owner is stoked!

Legal Practice

It’s never easy when couples who own a business together get divorced – and the court orders one party to buy out the other. That’s exactly what happened to the owners of a legal practice in Sydney. Dissolving a ten-year personal and professional partnership requires considerable time and negotiation, and we were able to short circuit the process by providing $250k in unsecured funding against the successful business so the buyout could occur. Once marital property and other assets were distributed, the loan was paid out early and both parties happily went their respective ways.

For the vendor, the transaction will be like a normal cash sale. After your finance request is approved, you only pay the deposit and we finance the remaining amount.

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Loan Purpose

No matter the type of equipment finance you need, we’ve got you covered.

IT and Office Equipment

An office needs equipment to be functional. Get financing for office and IT equipment to give your office a professional look.

Motor Vehicles

Whether it is for commercial or private use, your business will greatly benefit from having motor vehicles to its name.

Hospitality and Catering Equipment

Make your customers feel appreciated and valued. Also a great product for businesses in the catering industry.

Plant and Equipment

We know how costly manufacturing equipment can get and we would like to help you shoulder the cost

Get financing for whatever your business needs now

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Benefits of Vendor Finance

Vendor finance will help your business run more smoothly. Some benefits you will enjoy include:

Managed Cash Flow

With vendor finance, you have more control over your business’ expenditures and cash flow.

Avoid Large Upfront Payments

Making large upfront payments can leave your business financially crippled. We help avoid such situations

Easy to Upgrade Equipment

When it is time to upgrade your equipment, it is much easier because you have better financial power.

Reduced Cost Objections

Vendor finance helps reduce cost objections that come up in a bid to safeguard the company’s financial stability.

Loan Eligibility

Our loans are available to only Australian-registered or Incorporated businesses.


An ABN and trading for more than 12 months is required.

Cash Flow

Regular cashflow either daily, weekly or monthly.


Generally a turnover of more than $5000.00 monthly.

Frequently Asked Questions

Here are answers to a few questions you may have. For more answers to frequently asked questions visit the FAQ page.

Absolutely. We do not charge you anything for paying your loan earlier than expected. In fact, doing so could bump up your credit score meaning you could qualify for a higher amount next time.

We understand that circumstances change, and we always strive to be as flexible as possible. But that would depend on a number of factors. To know if your loan can be refinanced, please get in touch with us.

The total amount you can borrow depends on a number of factors. We analyze all these to determine the health of your business and then give you a figure that you quality for.

We know fees can be confusing so we made it simple and transparent – there are no hidden fees and the amount due from day one includes the establishment fee. There are no additional fees (excluding any late payment or default fees) and no penalties for early repayment.

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Interested in Unsecured Business Loan? Please send us an enquiry using the form below.