About Unsecured Business Loan

Our business loans are designed to help you grow your business fast and conveniently. We have one of the fastest loan application and approval processes that give you fast access to cash so you can overcome financial stumbling blocks on your way to success. Here are a couple scenarios where we have helped some clients.

Hair Salon

A hip hair salon in NSW run by an industry leading stylist has used small business loans over the past three years to expand and grow. Unsecured finance has been used to add basins and chairs, build a new website and run a marketing campaign, new street signage and more recently $15k was borrowed to stock up for the busy Christmas part season, and then re-stock after its successful completion. The business continues to build momentum, with a steady increase in clientele, amazing reviews on social media and revenue – and the owner is stoked!

Legal Practice

It’s never easy when couples who own a business together get divorced – and the court orders one party to buy out the other. That’s exactly what happened to the owners of a legal practice in Sydney. Dissolving a ten-year personal and professional partnership requires considerable time and negotiation, and we were able to short circuit the process by providing $250k in unsecured funding against the successful business so the buyout could occur. Once marital property and other assets were distributed, the loan was paid out early and both parties happily went their respective ways.

No matter the industry you are in, we can carter to your needs. We are confident that Cashtech will prove to be your most reliable funding partner.

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Loan Purpose

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

Purchase of Inventory

When you are running low on inventory, we can give you cash to stock up fast.

Purchase Equipment

We can also help you purchase important equipment that will help you do more faster.

Refinance Existing Loans

Depending on your needs and circumstances, we can offer to refinance your business loans.

Consolidate Debts

Depending on your needs and circumstances, we can offer to consolidate your business debts.

Get financing for whatever your business needs now

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Loan Features

Our loan products are designed to cater for needs arising from different circumstances in your business. However, some common features are:

Faster Loan Processing

It only takes 5-10 minutes to apply, and only a day to receive feedback. If your request is approved, you receive the money within hours.

Choose your amount

You understand your circumstances best, and you should therefore, be the one to state how much financial assistance you need.

Enjoy the best rates

We offer some of the most attractive and competitive rates in the industry. We uphold transparency and do not have any hidden fees or charges.

Decide your tenure

You also get to choose how long you will service the loan. There is absolutely no penalty for repaying earlier than stated.

Loan Eligibility

Our loans are available to only Australian-registered or Incorporated businesses.


An ABN and trading for more than 12 months is required.

Cash Flow

Regular cashflow either daily, weekly or monthly.


Generally a turnover of more than $5000.00 monthly.

Frequently Asked Questions

Here are answers to a few questions you may have. For more answers to frequently asked questions visit the FAQ page.

Absolutely. We do not charge you anything for paying your loan earlier than expected. In fact, doing so could bump up your credit score meaning you could qualify for a higher amount next time.

We understand that circumstances change, and we always strive to be as flexible as possible. But that would depend on a number of factors. To know if your loan can be refinanced, please get in touch with us.

The total amount you can borrow depends on a number of factors. We analyze all these to determine the health of your business and then give you a figure that you quality for.

We know fees can be confusing so we made it simple and transparent – there are no hidden fees and the amount due from day one includes the establishment fee. There are no additional fees (excluding any late payment or default fees) and no penalties for early repayment.

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Interested in Unsecured Business Loan? Please send us an enquiry using the form below.