About Equipment Finance

It comes a time when it is necessary to upgrade, replace, or buy new equipment. Unfortunately, it is not always a guarantee that you will have the financial muscle to do this. When you find yourself in such a situation, it pays to partner with people who understand the in and out of asset finance.

Hair Salon

A hip hair salon in NSW run by an industry leading stylist has used small business loans over the past three years to expand and grow. Unsecured finance has been used to add basins and chairs, build a new website and run a marketing campaign, new street signage and more recently $15k was borrowed to stock up for the busy Christmas part season, and then re-stock after its successful completion. The business continues to build momentum, with a steady increase in clientele, amazing reviews on social media and revenue – and the owner is stoked!

Legal Practice

It’s never easy when couples who own a business together get divorced – and the court orders one party to buy out the other. That’s exactly what happened to the owners of a legal practice in Sydney. Dissolving a ten-year personal and professional partnership requires considerable time and negotiation, and we were able to short circuit the process by providing $250k in unsecured funding against the successful business so the buyout could occur. Once marital property and other assets were distributed, the loan was paid out early and both parties happily went their respective ways.

At Cashtech, we provide perfectly tailored equipment finance solutions for all your equipment needs. For more information, please feel free to contact us. If you are ready to begin, click the button below to apply for a loan.

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Loan Purpose

No matter the type of equipment finance you need, we’ve got you covered.

Asset Lease

You get to use the equipment and enjoy some benefits of the equipment but we retain actual ownership of the equipment.

Chattel Mortgage

We finance your purchase of an equipment, making you the owner, but take a mortgage over it as security till payment is complete.

Equipment Rental

We buy the equipment on your behalf and rent it to you for a fixed period of time. After this period, you can either return the equipment to us or buy it at market value.

Commercial Hire Purchase

You hire equipment from us at a fixed monthly repayment over a certain period of time. We retain ownership of the equipment.

Get financing for whatever your business needs now

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Loan Features

You hire equipment from us at a fixed monthly repayment over a certain period of time. We retain ownership of the equipment.

Flexible Contract Terms

Our terms are not set on stone. We would like to listen to you and come to an agreement that is beneficial for both parties.

Fast Processing

We know we hate waiting, and we do too. Our application and approval process is fast and easy.

Enjoy lowest costs

We take into consideration several factors, and tailor our products to give you the lowest total cost, not just the lowest rates.

Flexible Repayment Terms

You can structure your repayments to match your cash flow so you never have to strain yourself making payments

Loan Eligibility

Our loans are available to only Australian-registered or Incorporated businesses.


An ABN and trading for more than 12 months is required.

Cash Flow

Regular cashflow either daily, weekly or monthly.


Generally a turnover of more than $5000.00 monthly.

Frequently Asked Questions

Here are answers to a few questions you may have. For more answers to frequently asked questions visit the FAQ page.

Absolutely. We do not charge you anything for paying your loan earlier than expected. In fact, doing so could bump up your credit score meaning you could qualify for a higher amount next time.

We understand that circumstances change, and we always strive to be as flexible as possible. But that would depend on a number of factors. To know if your loan can be refinanced, please get in touch with us.

The total amount you can borrow depends on a number of factors. We analyze all these to determine the health of your business and then give you a figure that you quality for.

We know fees can be confusing so we made it simple and transparent – there are no hidden fees and the amount due from day one includes the establishment fee. There are no additional fees (excluding any late payment or default fees) and no penalties for early repayment.

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Interested in Unsecured Business Loan? Please send us an enquiry using the form below.