Equipment and asset finance

Almost any business asset with a resale value can be financed: machinery and plant, manufacturing and processing equipment, commercial and industrial vehicles, trucks and trailers, earthmoving and construction equipment, medical and dental equipment, hospitality fit-outs, IT and office equipment. New or used. Financing keeps your cash in the business, makes the cost predictable, and matches the expense to the period the asset earns its keep.

Choosing between chattel mortgage, hire purchase, finance lease and operating lease depends on whether you want to own the asset, how long you will keep it, and the tax treatment that suits you. We will talk it through and your accountant can confirm the tax side. Asset finance pricing and appetite vary a lot between lenders, and some lenders favour particular asset types or industries - we know which lend well on which assets and handle the comparison.